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金華翻譯公司關鍵字：[Abstract] SME financing difficulties not now have the problem, the problem is not unique to China. According to the interpretation of modern financial theory, SME financing most prominent feature is the "information asymmetry", and the resulting credit market "adverse selection" and "moral hazard", the commercial banks to reduce "moral hazard", must be greater scrutiny supervision, and small business專業英語翻譯公司科技文件翻譯哪里最好 loan, "a small, urgent, frequent," the characteristics of the commercial bank examination and supervision costs and potential benefits of asymmetry and reduce their lending in the SME initiative. However, in developed countries, informal equity capital markets, venture capital system, the second board market, largely make up the gap of capital financing for SMEs. Financing difficulties of SMEs in China in addition to general causes, there are the special side, the main change is the process of economic專業翻譯公司服務最好的 and financial system, market-based economic專業翻譯公司服務最好的 system to run the micro-system of the friction caused by imperfections.A full understanding of the importance of SMEs in the national economy statusBoth the developed and developing countries, SMEs are the economic專業翻譯公司服務最好的 development and social stability, an important pillar. 21 APEC countries and regions, small and medium households accounted for 97% of their respective companies -99.7% of total employment accounted for 55% -78%, GDP share accounted for more than 50% of total exports accounted for 40% -60%. In Germany, small and medium enterprises as the country有資質的正規翻譯公司哪個好's "important economic專業翻譯公司服務最好的 pillar" and in Japan that "there is no development of SMEs not Japan's prosperity," the U.S. government政府許可的定點正規翻譯公司 to SMEs called "the backbone of the U.S. economy." From our situation, the current business專業英語翻譯公司科技文件翻譯哪里最好 registration has more than 10 million SMEs, accounting for 99% of the total number of registered enterprises, the industrial output value, sales revenue, profits and taxes, exports have accounted for 60%, 57 %, 40% and 60%; circulation of small and medium enterprises account for more than 90% of retail outlets, small and medium enterprises also provides about 75 percent of urban employmet opportunities.Further in-depth look, the importance of SMEs in the following aspects.
First, the activation of market competition, increase efficiency, promote economic專業翻譯公司服務最好的 growth. In neoclassical economic專業翻譯公司服務最好的s, the market is perfectly competitive market the most efficient form, and one of the conditions of perfect competition is the market there are numerous companies. Large number of small and medium enterprises to participate in market competition, can improve market efficiency, promote economic專業翻譯公司服務最好的 growth. From our situation, it is the rapid development of small and medium enterprises to ensure continuous improvement of the overall quality of the national economy from 1979 to 2002, China's national economy maintained a growth rate of 9.5%, while medium and small enterprises of the non-state economic專業翻譯公司服務最好的 growth speeds of up to 30%.
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